Education Calculator
Plan for your child's higher education
Conversation Mode
Guided planning with one question at a time.
What does this calculator do?
Inflates today’s education cost to a future year and calculates the SIP needed to build that amount.
When should I use it?
Use it when planning for higher education, especially when education inflation is likely to outpace general inflation.
What assumptions are made?
- Current education cost is inflated annually with an education-specific inflation rate.
- The required corpus is then funded through a monthly SIP growing at the assumed return rate.
- Taxes, scholarships and loans are not modelled.
Things to remember
- Education inflation can be meaningfully higher than regular CPI inflation.
- Starting early can reduce the monthly SIP burden significantly.
What next?
Turn this education calculator into a plan
The calculator gives you a number. The next steps below help place that number inside real family wealth planning — through learning, investment options, guided journeys, and an advisor conversation.
Investment Knowledge Center
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Goal-Based Investing: Your Blueprint
A practical framework for aligning investments to real life goals instead of chasing products in isolation.
What Is SIP and Why It Works
A premium beginner-friendly explanation of SIP, rupee-cost averaging, compounding, and how disciplined investing supports long-term wealth creation.
Investment Options
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Family Wealth Planning
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Talk to an Advisor
This education calculator is one input. An advisor helps place it in the context of your goals, cash flow, risk comfort, and long-term family plan.