Goal SIP Calculator
Calculate SIP required for a specific goal
Conversation Mode
Guided planning with one question at a time.
What does this calculator do?
Calculates the monthly SIP required to reach a target future corpus within a chosen time horizon.
When should I use it?
Use it when you already know the corpus needed for a financial goal and want to translate that target into a monthly savings number.
What assumptions are made?
- The target corpus is the future value required at the end of the goal period.
- Returns are assumed and compounded monthly.
- SIP contribution remains constant and does not step up automatically.
Things to remember
- If the required SIP feels high, either extend the time horizon or begin with a lower target and step up contributions later.
- Review the target periodically if inflation changes the goal cost.
What next?
Turn this goal sip calculator into a plan
The calculator gives you a number. The next steps below help place that number inside real family wealth planning — through learning, investment options, guided journeys, and an advisor conversation.
Investment Knowledge Center
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Understanding Investment Risk
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Investment Options
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Goal SIP Calculator FAQs
How is goal-based investing different from generic investing?
Each rupee is linked to a life goal, which improves discipline and helps handle volatility with more context.
Human guidance
Talk to an Advisor
This goal sip calculator is one input. An advisor helps place it in the context of your goals, cash flow, risk comfort, and long-term family plan.