Commission Disclosure

1. Mutual Fund Commission

For eligible investments made through Regular Plans, the concerned Asset Management Company (AMC) may pay distribution commission to Niveshalaya in accordance with the applicable arrangements and regulatory requirements. Such remuneration is generally structured as trail commission, subject to the relevant scheme and provider terms.

Commission arrangements and amounts may vary between AMCs, schemes, plan categories and periods. No single commission rate applies to every investment.

2. Regular Plan and Direct Plan

3. SIF and GIFT City Products

For Specialised Investment Funds (SIFs), GIFT City investment products and other products distributed by Niveshalaya, any applicable commission or distribution-related remuneration depends on the relevant product, provider arrangements and applicable regulations. Product-specific terms and disclosures should be reviewed before investing.

4. How to Check Commission Details

Investors may refer to their half-yearly Consolidated Account Statement (CAS) for commission information disclosed against their mutual fund investments during the relevant period. Scheme-specific TER information is available through the relevant AMC and scheme documents.

For clarification about distribution-related remuneration applicable to a particular product, investors may contact Niveshalaya.

5. Important Clarifications

• Commission rates and amounts may differ across schemes and providers.
• Commission received is not a guarantee of investment performance.
• Investors should consider their financial goals, investment horizon, risk profile and product documents before making an investment decision.
• Any transaction charges or other permitted charges, where applicable, are governed by the relevant rules and disclosures.