SWP Calculator
Systematic Withdrawal Plan calculator
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Guided planning with one question at a time.
What does this calculator do?
Projects how long an existing corpus may sustain a fixed monthly withdrawal while the remaining balance continues to earn returns.
When should I use it?
Use it when planning income from an existing investment corpus during retirement or for temporary cash-flow needs.
What assumptions are made?
- Withdrawals happen monthly at a fixed rupee amount.
- Remaining corpus earns a constant monthly-compounded assumed return.
- Taxes and withdrawal charges are not included.
Things to remember
- Higher withdrawals shorten sustainability sharply.
- If withdrawals rise with inflation in real life, the corpus may last for a shorter period.
What next?
Turn this swp calculator into a plan
The calculator gives you a number. The next steps below help place that number inside real family wealth planning — through learning, investment options, guided journeys, and an advisor conversation.
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Talk to an Advisor
This swp calculator is one input. An advisor helps place it in the context of your goals, cash flow, risk comfort, and long-term family plan.